Yes, USAMCO is on our accepted list (Sept 2026). USA Managed Care Organization builds PPO networks that employers and other groups use, so your benefits come from your own plan. Call (630) 324-6825 and we will confirm your specific plan before your Westmont, IL visit.
According to its website, USA Managed Care Organization is a privately held PPO that was formed in 1984 and works in 47 states. It lists a Health and Wellness network for group health, a workers' compensation network, and a Medicare Select hospital network. Its page says it works with client groups that customize their benefit programs.
For most patients, the one that matters is the group health network. A PPO, as HealthCare.gov explains, is a plan that partners with doctors and hospitals to form a network. The network is the list. The plan is the payer.
What a PPO network means for you
In the network
Providers who signed a contract with the PPO
Lower rates are generally the reason people use them
Listed in the network's online directory
Out of network
Providers without that contract
A plan may pay less or nothing
Rules are set by your plan, not the clinic
We cannot tell you how your plan treats an urgent care visit. We can tell you whether USAMCO is on our accepted list, and it is. For the rest, we point you to the people who write the rules.
How to confirm your coverage
Read moreClose
Take out your card and find the plan or employer name, the member ID, and the USAMCO name or logo.
Call the member services number printed on the card. Ask whether urgent care is covered.
Look for our clinic in the provider search on the USA MCO site, knowing that directories may not update in real time.
Call (630) 324-6825. We will match your plan to our list.
USA MCO itself warns that its provider directories may not be updated in real time, so a phone call is the surest check.
What to have with you
Read moreClose
The insurance card from your employer or group
Photo ID
Medicines, allergies, and the name of your regular doctor
Our team is led by board-certified physicians. Group health plans cover many young families, so our clinicians see everything from a child's ear pain to an adult's sore back.
We recommend treatment based on what we find, which may include prescription medicine when appropriate.
Employers and work-related care
Read moreClose
If your workplace sends you for injury care or screenings, we also offer occupational medicine, including workers' compensation care and pre-employment physicals. Employer billing is set up by phone. These services are non-DOT. Whether your USAMCO plan applies to a work injury is a question for your employer and plan, so call first.
Why people ask before they come
Read moreClose
Network names confuse many families. A card may carry the name of an employer, a claims administrator and a network, all in small print. It is normal to wonder which one counts. For benefits, it is the plan or claims administrator. For provider lists, it is the network. For whether we can see you today, it is us. Splitting the question into those three parts makes each phone call shorter and clearer.
Pick your clinic
Read moreClose
Both clinics are in Westmont, IL and open Monday to Friday 9 AM to 6 PM and Saturday and Sunday 9 AM to 5 PM. Urgent Care Center of Westmont at 29 N Cass Ave has X-ray. The second clinic is inside Jewel-Osco at 4 E Ogden Ave. Use the location guide or book online. We are also known as Immediate Care Center of Westmont.
Urgent care vs ER
Read moreClose
Go to urgent care for problems that cannot wait for your doctor. Go to the nearest emergency room, or call 911, for life-threatening problems. The urgent care or ER tool gives a quick answer.
Yes, USAMCO is on our Sept 2026 accepted list. Because your group plan sets benefits, call (630) 324-6825 so we can confirm your specific plan before your visit.
What is USAMCO?
USA Managed Care Organization says it is a privately held PPO formed in 1984. It operates provider networks used by client groups. It is not your health plan, so ask your plan about benefits.
Is USAMCO insurance?
The network is the list of providers, while your employer or group plan pays claims. Look at your card for the plan name and call the member services number printed on it.
How do I find USAMCO providers near me?
USA MCO has an online provider search, and the company says directories may not be current. Check with your plan and call (630) 324-6825 to confirm we can see you.
Does USAMCO cover work injuries here?
Work injury billing depends on your employer and who is paying. Call (630) 324-6825 and we can explain how our workers' compensation care works.
