Last reviewed July 23, 2026 by the team at Immediate Care Center of Westmont
At Immediate Care Center of Westmont, we believe in fully transparent pricing — you’ll know the cost of your visit up front, with no surprise bills and no hidden fees. Whether you’re using insurance or paying out of pocket, our walk-in urgent care is built to be fast and affordable for families across Westmont and DuPage County. Below you’ll find the insurance we accept, how self-pay works, and answers to the cost questions patients ask most. Our goal is simple: quality walk-in care at a price you understand before you’re treated, whether you’re insured or paying on your own.
We accept most major insurance plans. Please bring your insurance card to your visit, or call (630) 324-6825 with any coverage questions. Plans we accept include:
Don’t see your plan? Call us — this list changes, and we’ll confirm your coverage before your visit. If you’d like to understand how urgent-care coverage generally works under your plan, the federal HealthCare.gov glossary is a helpful, unbiased reference.
No insurance? No problem. We see self-pay and uninsured patients every day, with flat, up-front pricing — no insurance approvals, no surprise bills, and no waiting on claims. Because the right price depends on exactly what you need that day, we confirm your cost before any treatment begins. For your specific self-pay rate, just call (630) 324-6825 or ask at check-in.
Your self-pay total depends on the services involved, which may include:
We also offer sliding-scale fees based on income and family size, and flexible payment plans for uninsured patients, so cost is never a reason to skip the care you need.
Prices vary from clinic to clinic, but it helps to know the national picture. Nationally, a standard urgent-care visit without insurance is commonly cited in the range of about $125–$300, with added costs for imaging, labs, or procedures. That is dramatically less than a typical emergency-room visit for a non-emergency, which can run many times higher. These are national averages for context only — not our clinic’s prices — and are consistent with general cost information from resources such as the U.S. National Library of Medicine’s MedlinePlus guide to managing health-care costs. For your exact self-pay price at Immediate Care Center of Westmont, please call us.
For non-life-threatening illnesses and injuries, urgent care is typically far more affordable and faster than the emergency room. Our clinic can treat a wide range of conditions and has on-site X-ray and a lab, so many visits are handled in one stop. For true emergencies — chest pain, difficulty breathing, severe bleeding, stroke symptoms, or major trauma — call 911 or go to the nearest emergency room.
We accept cash, all major credit & debit cards, and HSA/FSA cards, plus flexible installment plans. One flat fee per service — no surprises. Using an HSA or FSA is a tax-advantaged way to pay for eligible urgent-care costs; your plan administrator can confirm what’s covered.
Your visit is handled the same transparent way whether you need urgent care, on-site X-ray, lab testing, a physical, or pediatric care. Employers: our occupational medicine services — including pre-employment physicals, non-DOT drug testing, and work-injury care — can be billed by account. Call to set up employer billing.
Every visit is a little different, and a few factors determine your final cost:
Whatever the visit involves, we review the expected cost with you first, so you can make an informed decision before care begins.
If you’re using insurance, your share of the cost usually comes down to three things: your copay (a fixed amount for the visit), your deductible (what you pay before coverage kicks in), and coinsurance (a percentage you share after the deductible). Urgent-care copays are typically lower than emergency-room copays, which is one reason urgent care is a budget-friendly choice for non-emergencies. If you’re unsure how your plan treats an urgent-care visit, your insurer’s member services line or the HealthCare.gov guide to using your coverage can help you understand your benefits.
Two Westmont locations — 29 N Cass Ave (main) and inside Jewel-Osco on Ogden Ave — serving Downers Grove, Hinsdale, Oak Brook, Naperville and nearby suburbs. Open Monday–Friday 9 AM–6 PM and Saturday–Sunday 9 AM–5 PM.
Self-pay pricing is flat and shared with you up front, before any treatment. Because your total depends on the specific services you need, call (630) 324-6825 or ask at check-in for your exact rate. For national context, uninsured urgent-care visits are commonly cited around $125–$300, plus any imaging, labs, or procedures — far less than a typical ER visit.
We accept most major plans (see the list above). Call (630) 324-6825 to confirm your specific plan before your visit.
Yes — we accept HSA and FSA cards, along with cash and all major credit/debit cards.
Yes. We offer sliding-scale fees based on income and family size, plus flexible payment plans, so you can get care that fits your budget.
For non-emergencies, yes — urgent care is typically far less expensive than an ER visit, and usually faster. Reserve the ER for true emergencies; use urgent care for illnesses and minor injuries that still need same-day attention.
Bring your insurance card (if you have one) and a photo ID. If you’re paying self-pay, let our front desk know at check-in and we’ll confirm your flat rate before treatment. Have questions first? Call (630) 324-6825.
No. We use transparent, flat-rate pricing and confirm your costs before treatment begins.
Book Appointment / Check In Online
or call (630) 324-6825
This page is for general informational purposes. For your exact pricing and coverage, please contact us directly. If you are experiencing a medical emergency, call 911.
Monday – Friday: 9:00 AM – 6:00 PM
Saturday – Sunday: 9:00 AM – 5:00 PM
