Yes, Multiplan / PHCS is on our accepted list (Sept 2026). MultiPlan and PHCS are provider networks, not insurance companies, so the plan behind your card still decides your benefits. Call (630) 324-6825 and we will confirm your specific plan before you visit Westmont, IL.
MultiPlan is described by its parent company as a nationwide complementary PPO network. PHCS is another network from the same family. Health plans use them to offer members more providers that agree to discounted rates. The company says it does not sell insurance, run benefit plans, or pay claims.
So you will not see MultiPlan or PHCS as the name of your insurer. You will see it as a logo or a line on a card from an employer plan, a union plan, or another health benefit.
How members recognize it on a card
The company's member page says a MultiPlan logo on your card most likely means your health plan uses the MultiPlan network. Look on the front or back of the card for a small logo that reads MultiPlan or PHCS.
Find the logo near the member ID or the plan name
Note the name of the insurer or plan administrator
Write down the group and member numbers
Keep the member services number printed on the card handy
The logo is a clue about the network, not a promise about what your plan pays.
Why PPO networks matter at urgent care
Read moreClose
A PPO is an insurance plan that works with doctors and hospitals to form a network. HealthCare.gov explains that you generally pay less when you use providers in the plan's network, and that going outside it usually costs more. Our job is to tell you whether your card fits our accepted list. Your plan's job is to say what it pays.
Who decides what
Question
Who answers it
Is MultiPlan or PHCS on my card?
You, by looking at the logo
What does my plan cover?
Your insurer or plan administrator
Is the clinic in the network?
The network's directory and the clinic
Do you accept my plan?
Call (630) 324-6825
Step by step: checking before you walk in
Read moreClose
Look at the logoFind MultiPlan or PHCS on the card.
Search the networkThe network offers a Find a Provider tool on its website. Pick the network that matches your card.
Call the number on your cardAsk your insurer or employer's plan administrator about urgent care benefits.
Call our front deskWe will match your card to our accepted list at (630) 324-6825.
Employer plans cover many parents, teens and adult workers. Common reasons for a visit include a sore throat, a twisted ankle, a bad cough, a rash and a cut that needs a closer look. Our clinicians can examine you, test for common causes, and recommend treatment.
Employers can also ask about occupational medicine services such as non-DOT drug testing.
Where to find us
Read moreClose
Urgent Care Center of Westmont, also known as Immediate Care Center of Westmont, is at 29 N Cass Ave, Ste A, Westmont, IL 60559. The X-ray room is at this clinic only. Our second clinic is inside Jewel-Osco at 4 E Ogden Ave, phone (630) 541-6113. Hours at both are Monday to Friday 9 AM to 6 PM and Saturday and Sunday 9 AM to 5 PM.
Our team is led by board-certified physicians. Book online or just walk in.
Urgent care or ER
Read moreClose
Use urgent care for problems that need attention soon but are not life threatening. Use 911 or the nearest emergency room for severe symptoms. The urgent care or ER tool can help.
Yes, Multiplan / PHCS is on our Sept 2026 accepted list. Because the plan behind your card sets your benefits, call (630) 324-6825 and we will confirm your specific plan before your visit.
What is PHCS insurance?
PHCS is a provider network, not an insurance company. Health plans use it to give members more providers to choose from. Your benefits come from the plan on your card.
How do I know if my plan uses MultiPlan?
Look for a MultiPlan or PHCS logo on your member ID card. If you do not see one, call the member services number on the card and ask which network applies.
Is MultiPlan a PPO?
MultiPlan describes itself as a nationwide complementary PPO network. HealthCare.gov explains that a PPO network generally costs you less when you use its providers.
Does MultiPlan mean my visit is covered?
Not necessarily. The logo shows the network, while your insurer or plan administrator decides coverage. Ask them, then call us at (630) 324-6825.
What if my card does not list a network?
Call us at (630) 324-6825 with the insurer's name and ID number. If we cannot match it, self-pay visits start from $125.
“Awesome Thank you very helpful professional.I Had severe skin issue they helped me right away.So grateful”
misha h. · June 2026 · Google★★★★★
“Literally the best. Seriously worth going to. Friendliest people at all parts and helpful”
Cristian G. · April 2026 · Google★★★★★
“Very impressed. From the receptionist to everyone I came in contact with was very friendly and knowledgeable I highly recommend this place for urgent care”
